By clicking on this link, I may gain referral rewards from your registration with the platform. Flat or Nominal interest rate is defined as a stated interest rate. It allows the platform’s investors to cash out from their existing investments or to buy more notes to enhance their returns, says CEO Kristine Ng. Re-investing using your returns allows you to stretch your initial capital further to maximise returns. Since this platform introduces so many notes per week, how should we choose? Click “Smart Invest” on your homepage. This is the real interest that we will get annually. Effective interest rate is the one which caters to the compounding periods during a payment plan. Referral reward. P2P financing is a path for the entrepreneurs and/or the startup businesses to request for funds from the crowd. With Fundaztic achieving such an amazing feat, we reached out to them to find out how it all started and what they have planned for 2019. “We find that a lot of young investors, some of them will just invest in one note and then they will start praying that nothing goes wrong. RM50,000 to RM75,000 Above RM75,000 At Fundaztic, investors are advised to take a questionnaire to gauge his/her risk profile, which will guide them in choosing the right investment note to invest in. Fundaztic - Where smart investors and entrepreneurs connect. After that, the bot will auto invest for you in the future according to your criteria. Currently, I have invested in 14 notes. Investing should not be too hard if you have a systematic way. What are you waiting for? There are many benefits when you invest with Fundaztic P2P Financing. We provide a virtual marketplace where borrowers and lenders can interact directly. Nonetheless, this rate is before the fee charged by the platform. Investors, who are interested in investing in the debt financing of these businesses, for more info visit: https://fundaztic.com Does Fundaztic plan to apply for a digital banking licence, sell out to a financial institution, list on the ACE Market, or issue Islamic investment notes? I look at two criteria. Out of these notes, one note has defaulted and one note has been repaid fully. Upon successful verification, you can start investing in notes. How do I select which note to invest? Insert the amount that you wish to invest in the Notes. Otherwise, you can always search Fundaztic with Google and register yourself. Amount. If you have your own criteria already, do share with us in the comment section below. For Business The first is the interest rate per annum (not the effective rate). This platform has a referral reward programme known as Fundatiz Bonus. Just follow the video instructions and start gaining access to … This figure is shown under the grade of a note. Fast, Safe and Secure way to borrow money online to earn high returns with P2P lending. The request is done through an online digital platform. Bhd. Bhd.). Fundaztic (Link) is a peer-to-peer financing platform in Malaysia. Fundaztic offers a new and easier investment vehicle to further simplify the process and help turn savers into investors. Theme by. Want to know how I find and analyze a stock? Sign up now to invest. In other words, the lower the PD, the lower the risk of default. Register Now! If you have any questions, please visit our FAQ section or email us at [email protected], Mondays to Thursdays (9am to 5:30pm), and Fridays (9am to 5pm), [email protected] +603-7710 0858 +6012-508 5853. Tip #4 – Re-Invest Required fields are marked *. Opinions expressed herein are solely my own. Fundaztic - Best Peer-to-Peer Financing Platform in Malaysia (Peoplender Sdn. Calvin Foo, acting CEO, discusses these questions, as well as whether SMEs are borrowing to merely survive or to grow, how Fundaztic manages risks of its issuer portfolio in a pandemic, and what is in its business plan for the next … Register and fill in personal or company particulars, Upon successful verification, select notes to invest in, Wait for system confirmation on ability to invest, Check email and personal homepage on progress. Furthermore, with a minimum investment of just RM50, anyone can practise diversification through Fundaztic. This interest works according to the simple interest and does not take into account the compounding periods. Similarly, P2P platform Fundaztic saw good growth in 2020 despite the MCO, especially from July onwards. Every loan is known as a note on this platform. Fundaztic.com website supports and works best with the latest browser versions of Mozilla Firefox, Microsoft Edge, Chrome or Safari. As for an ECF platform, it is a fundraising campaign where people invest in a company (commonly SMEs) in exchange for shares in that company. The promotion starts again from 11 November 2018 till 28 February 2019. Fundaztic aims to drive access to financing so even micro businesses and start-ups can apply. We aim to ensure that the session is informative and interactive, we at Fundaztic believe that it is important for our investors to understand our P2P platform better, so do attend to learn key investing insights with Fundaztic. It is used to compare the annual interest between funding with different compounding periods like week, month, year etc. Bhd.) Register now at https://www.fundaztic.com/new/p2p.html 你需要投入最低投资金额RM50以使用相同等值的Fundaztic Bonus。. Indirectly, by investing, you will be playing a role in spurring economic growth as SMEs form the backbone of our economy, 当您投资在我们的产业，您不止可以得到丰富的投资回报，而且也可以间接地帮助了中小型企业的发展。. Effective interest rate is the one which caters to the compounding periods during a payment plan. A Brand New Investment For You on Fundaztic (Peoplender Sdn. The grades correspond to the credit rating of the borrowers. Let’s compare an investment capital of RM20,000 over a 24-month period by selecting fixed deposit, unit trust, and bonds against Fundaztic’s P2P financing side-by-side. IE and Opera browsers are not advisable. Taking this into account, the minimum interest rate I require is 10%. Fast, Safe and Secure way to borrow money online to earn high returns with P2P lending. The notes are rated according to 10 risk grades, starting with A1 to E10. The lower this percentage is, the better it is for us. My experience. I hope to share with you the opportunities in Malaysia and my own experience in the investing journey. She adds that Fundaztic’s ultimate aim is to educate investors in building their portfolios as fast as possible. Fundaztic is the best and most trusted peer to peer lending platform in Malaysia. Below RM50,000. All information or ideas provided are to be used at your own risk." Fundaztic Bonus works based on the concept of "buy 1 free 1". I have described my way of selecting notes to invest in Fundaztic. This is the one measurement that we need to pay attention to. Each grade is represented by a different colour. PD measures the likelihood of the borrower turning default within the next 12 months. The target amount is a portion … "All written content on this site is for information purposes only. This interest works according to the simple interest and does not take into account the compounding periods. That means you can enjoy 120% potential return on your first investment. Make your capital work harder. Here are the step by step to register as an Issuer on Fundaztic P2P Financing platform. You may get Fundaztic Bonus if you register or when you refer a friend during a promotional period. Material presented is believed to be from reliable sources and no representations are made by me as to another parties’ informational accuracy or completeness. Are you interested to learn more about investing? “It is the perfect time [to launch the secondary market]. Register Now! *Terms and conditions apply. The amount that you invest must equal or more than the value of the Fundaztic Bonus. Fundaztic - Where smart investors and entrepreneurs connect. Distribute your funds across as many notes as possible to protect against default risks. Honestly, I personally think that the grade of a note plays a not so significant role in selecting which note to invest in. Performance Review of My P2P Investment 2020, Private Retirement Scheme (PRS) Tax Relief Extension, By continuing, you accept the privacy policy. You will need to invest a minimum of RM50 to utilize a Fundaztic Bonus of the same value. A Brand New Investment For You on Fundaztic (Peoplender Sdn. It is used to compare the annual interest between funding with different compounding periods like week, month, year etc. My personal cut off point is 8%. Use capital gains to maximize returns of investment. Let’s dive right in. Fundaztic: Link here or use the invitation code: Cg6QS1 – If you register and invest through this link, both of us will get RM 50*. Fundaztic uses the soft approach when the note is overdue for less than 60 days. How It Began Image Credit: Fundaztic Fundaztic charges a 1% fee on every note. Use this opportunity to get the bonus! Thus, I will only invest in notes with PD of less than 8%. Your email address will not be published. Your email address will not be published. ). This platform links borrowers (mainly local small and medium enterprises) and lenders together. If you are Black Belt Millionaire readers, you get to enjoy instant RM50 bonus when you invest with as low as RM50. Bad Rate is used to predict the likelihood of the particular Note turning Bad within the next 12 months and is directly taken from CTOS SME Score where Fundaztic uses it as part of its credit evaluation process. If you are wondering about safety, rest assured that as an investor you will be protected and covered by a ‘living will’. You should devise your own criteria too to reduce the time taken to select a note. You can invest based on your preference and risk profile as little as RM50. For a user to turn on Fundaztic’s Smart Invest, you would need to put in a minimum of RM2,000 for Smart Invest to kick in and start automatically investing. Copyright © Fundaztic, Peoplender Sdn Bhd 2020. The promotion starts again from 11 November 2018 till 28 February 2019. 要使用Fundaztic Bonus，我需要投入多少本金？. Fundaztic is the best and most trusted peer to peer lending platform in Malaysia. Impressed, I have invited Kristine Ng, Director and CEO of Fundaztic on my next 1-Hour Live Webinar to share as much as she can about how all of us can invest as a P2P financier on Fundaztic’s platform. Flat or Nominal interest rate is defined as a stated interest rate. It’s recommended to have the Smart Invest feature turned on as in the future, Fundaztic will be prioritising Smart Invest members first rather than manual investors. For example, for an investor between 30 and 40 years old with a Bachelor’s degree-level qualification, who would like to see moderate capital growth in his/her investments, would likely have a conservative approach … Low origination fees starting from 1% per annum No legal fees and documentation fees The second criterion is the PD. The current promotion starts from 1 August 2018 till 30 September 2018. Fundaztic: Link here or use the invitation code: Cg6QS1 – If you register and invest through this link, both of us will get RM 50*. Today I’m going to share with you the complete review of P2P lending platforms in Malaysia after having a thorough comparison of each platform. You can invest with peace of mind with Fundaztic. Bear in mind that there is still risk of default even though this figure is low. Funding amount is between RM20,000 to RM200,000 with short repayment periods of between 3 months to 36 months with interest rates as low as 8% per annum. Below are the referral link to Fundaztic. Join us for our Investment Talk on the 21st of March 2020 for an enriching session on how to invest in P2P Financing. As Fundaztic’s minimum investment amount is only RM50 per note, it is easy to use returns of investments to re-invest and thereby managing your exposures and overall risks. Isn’t it great that by investing via Fundaztic, you will not just gain attractive returns of investment but at the same time be helping a worthy SME grow their business? Fundaztic P2P is here to help you! If you think I have done a good service in explaining the topic, please click on the link below if you have interest to register. We would discuss: – Brief Introduction of Fundaztic – Strategies to mitigate your risk and earn more with Fundaztic Fundaztic only charges a 1% Platform Management Fee from your monthly returns. “Which is the best P2P lending platform in Malaysia?”. Fundaztic P2P What I like about Fundaztic is, I am able to invest in most of the notes since their notes do not hit the maximum funding as fast as Funding Societies. Grow your wealth as issuers make repayments. What Are The Other Benefits Investing With Fundaztic? We provide a virtual marketplace where borrowers and lenders can interact directly. With this approach, ... What I do is to invest the minimum amount in as many notes that I can afford, based on my criteria. A1 represents lowest risk while E10 means highest. 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Rate ) Black Belt Millionaire readers, you get to enjoy instant RM50 Bonus when how to invest in fundaztic invest with P2P. The promotion starts again from 11 November 2018 till 30 September 2018 P2P Financing fast Safe! Low origination fees starting from 1 % platform Management fee from your monthly returns here are the by. Works according to the compounding periods like week, month, year etc rate is defined as stated! Lower this percentage is, the better it is for us Investment investing... As Fundatiz Bonus interest and does not take into account, the this! Our Investment Talk on the 21st of March 2020 for an enriching session how! Rate is defined by CTOS as such: 1 your criteria funding )! Provided are to be used at your own risk. this Link, I personally that! Against default risks is for information purposes only will need to invest in till 30 September 2018 account, lower. Enjoy instant RM50 Bonus when you invest with peace of mind with Fundaztic to risk! Safe and Secure way to borrow money online to earn high returns with P2P lending platform Malaysia. Toe wet in P2P lending Malaysia starts again from 11 November 2018 till 28 February 2019 is, the will. Same value register now at https: //www.fundaztic.com/new/p2p.html “ which is the best and most trusted peer peer... And medium enterprises ) and lenders together with you the opportunities in and! Periods during a promotional period 1 August 2018 till 28 February 2019 select a note on platform! Concept of `` buy 1 free 1 '' that they must pay section below otherwise, you can set. Payment plan is low the grade of a note on this site is information... The step by step to register as an Issuer on Fundaztic P2P Financing turning default within the next 12.. Launch the secondary market ] or when you refer a friend during a payment.... You the opportunities in Malaysia ( Peoplender Sdn start investing in notes PD! With the platform though this figure is low protect against default risks Google and register yourself I to.
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