Corporation. Revenue adjustments from the initial adoption of new accounting standards; Amortization of deferred front-end loads (“DFEL”) arising from changes in GDB and GLB benefit ratio unlocking; and. Lincoln said it would take $950 million by selling preferred stock to the U.S. Treasury. Assets Under Management - AUM: Assets under management (AUM) is the total market value of assets that an investment company or financial institution manages on behalf of investors. Group Protection sales were $297 million in the quarter, up 9% versus the prior-year quarter driven by growth in both life and disability products. To participate via phone: (866) 394-4575 (U.S./Canada) or (678) 509-7536 (International). Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE:LNC) and its affiliates. “Throughout the course of the year we grew sales, diversified our mix of business, appropriately adjusted our assumptions, and continued to execute on our expense initiatives, all of which positions us to continue to drive long-term shareholder value.”. For individuals, they offer assistance with Annuities, Life Insurance, Long Term Care Funding, Employee Benefits, and Workplace Retirement Funds. We know that our greatest asset is our people, so we’ve built a first-rate HR function at Lincoln Financial to help us attract and retain the very best. Certain statements made in this press release and in other written or oral statements made by Lincoln or on Lincoln’s behalf are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995 (“PSLRA”). Changes in the fair value of equity securities; Changes in reserves resulting from benefit ratio unlocking on our GDB and GLB riders (“benefit ratio unlocking”); Income (loss) from reserve changes, net of related amortization, on business sold through reinsurance; Gains (losses) on early extinguishment of debt; Losses from the impairment of intangible assets; Income (loss) from discontinued operations; Acquisition and integration costs related to mergers and acquisitions; and. Lincoln has also been recognized in Newsweek’s Most Responsible Companies and is among Forbes’ World’s Best Employers, Best Large Employers, Best Employers for Diversity, Best Employers for Women and ranked on the JUST 100 list. America’s Most Responsible Companies 2021, Operating revenues increased for all four business segments in the current quarter and for the full year compared to the prior-year periods, Total Annuity net flows of $729 million in the current quarter and $1.9 billion for the full year, Retirement Plan Services expense ratio improved 50 basis points compared to the prior-year quarter and 60 basis points compared to the prior year, Total Life Insurance sales of $447 million in the quarter and $1.1 billion for the full year, Group Protection sales increased 9% compared to the prior-year quarter and 30% compared to the prior year. They say that their business is built around supporting their customer's lifestyles. Realized gains/losses and impacts to net income (after-tax) in the quarter were primarily driven by a $55 million loss from variable annuity non-performance risk. Sales as reported consist of the following: Reconciliation of Net Income to Adjusted Income from Operations, Amortization of DFEL on benefit ratio unlocking, Adjustment for deferred units of LNC stock in our, Net impact from the Tax Cuts and Jobs Act, Acquisition and integration costs related to mergers, Gain (loss) on early extinguishment of debt, after-tax, Earnings (Loss) Per Common Share -- Diluted, Average equity, excluding AOCI and goodwill, Net income (loss) with average equity including goodwill, Adjusted Operating Return on Equity, Excluding, Adjusted income (loss) from operations with average, The numerator used in the calculation of our diluted EPS is adjusted to remove the mark-to-market adjustment for deferred units of LNC stock in our deferred compensation plans if the effect of equity classification would result in a more dilutive EPS, Adjusted Income (Loss) from Operations EPS, As Reported, Adjusted Income (Loss) from Operations EPS, Excluding Notable Items, Earnings (Loss) Per Common Share – Diluted. Management evaluates return on equity by both including and excluding average goodwill within average equity. As a leading provider of workplace benefits like short- and long-term disability and leave management, Lincoln Financial is featuring content mostly from that angle that includes legislative summaries, best practices, mental health resources, and other tips. Retirement Plan Services reported income from operations of $47 million compared to $45 million in the prior-year quarter with the increase driven primarily by higher account values from strong equity market performance and net flows. InvestorRelations@LFG.com, Scott Sloat At September 30, 2016, Lincoln reported assets under management of $228 billion, total adjusted statutory capital of approximately $8.8 billion3and cash and invested cash of $546 million at the holding company.4. 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